(i) new and emerging risks that don't fall into any of the above primary risk type; (ii) more than one primary risk type | (i) Real Estate (commercial and residential) valuations; (ii) valuations of shipping, aviation, infrastructure, and other non-financial assets | Lot 12 concerns services of horizontal support related to OSIs and IMIs, entailing the following relevant areas of activity: (i) project management and quality assurance; (ii) training and capacity building; (iii) benchmarking and thematic reviews; (iv) development of tools and AI solutions; (v) planning or optimising processes and resources. Under this Lot, the Contractor(s) shall execute specific independent tasks upon request of the ECB or the Participating Institution(s) to support activities associated with these inspections and investigations. More specifically, upon request of the ECB or the Participating Institution(s) the Contractor(s) shall execute the below (non-exhaustive) list of tasks: - Providing expert advice on horizontal tasks related to banking supervision; - Establishing Project Management related to all or a sub-set of OSIs and IMIs to enable the on-site supervisory activities, for instance for special, topical investigations; - Carrying out Quality Assurance of reviews and analyses according to a Quality Assurance Framework and thereby bringing in external, independent views and experience, in line with defined deliverables and guidelines provided by the ECB; - Training (potentially also including organising examination and certification) inspectors to ensure that the appropriate methodologies are applied; - Providing expert advice on specific topical investigations, projects or ad-hoc questions concerning independently conducting horizontal analyses, benchmarking and peer comparisons and thereby bringing in external, independent views and experience, in line with defined deliverables and guidelines provided by the ECB; - Providing expert advice on specific topical investigations, projects or ad-hoc questions concerning integrating, developing and maintaining methodologies, tools and templates and other documentation, and thereby bringing in external, independent views and experience, in line with defined deliverables and guidelines provided by the ECB; - Providing expert advice on specific topical investigations, projects or ad-hoc questions concerning defining and implementing business requirements for databases or tools and thereby bringing in external, independent views and experience, in line with defined deliverables and guidelines provided by the ECB. - Providing expert advice on the elaboration and monitoring of the Mission's planning, that starts with the collection of requests from the Joint Supervision Teams.